Your Home for Mortgage Resources
Subscribe to our Newsletter
Enter your Email Address and become part of the Direct Mortgage Team community
As Americans spend more time indoors due to social distancing, the opportunities for home improvement continue to grow. Here are Your Finance Assistant, we want to present consumers with the best deals and opportunities available to help save on your finances. Whether it be window replacements, a home security installation, or a professional home remodeling…
From beating the summer’s heat to keeping us warm when it’s chilly outside, our HVAC systems are one of the hardest working appliances in our homes. Are you aware of the specific issues you need to be looking for with your HVAC system? HVACs don’t last forever, so you should know common tell-tale signs of…
A roof installation is a time-consuming and expensive investment, however, it’s definitely worth it as the roof is arguably the most essential component of your home. After all, it safeguards your home by keeping water and hail away from the inside of the building. Replacing a roof is not just a costly investment, it’s a…
Keeping your lawn looking lush and green all year round can be quite a daunting task, especially with the increasing concern about water in the world. While preserving this natural resource holds the utmost importance, it is also quite natural to desire a beautiful landscape that you can enjoy with family and friends. We put…
Refinancing your home loan will ideally replace your current loan with a more favorable one. While the reasons for refinancing may vary, there are a few key objectives that can help you decide whether it’s worth it. It may be in your best interest to refinance if you need to: (1) pay off debt; (2)…
A mortgage is likely the single biggest investment you’ll make in your lifetime. Knowing more about how and when to refinance could therefore have a significant impact on your financial future. Here are a few reasons why you may want to consider refinancing now – as rates remain low by historical standards. You Could Benefit…
Credit Scores are one of the main factors in making financial decisions. We’ve compiled information from our resources and have put together a basic set of guidelines that may help you determine where you stand in terms of credit. This guide assumes that you meet other requirements, such as: Enough money for a down payment…
The Federal Reserve (also known as “the Fed”) is the central banking system in the United States. In order to keep the economy functioning, they periodically raise or lower the cost of obtaining a loan, which also affects associated interest rates. It’s in your best interest to stay informed about the fluctuating rates determined by…
Green energy is becoming popular at a fast rate, and solar is one of the best energy-efficient options for homeowners. Solar energy, when captured with solar systems, is converted into usable electricity. These solar systems offer significantly reduced power bills for a lifetime, and the savings start as soon as they are installed. While there…
We’ve all heard the terms “mortgage” and “interest” in movies, TV shows, and even books. But what exactly are they? Interest rates are the percentage at which money can be borrowed or earned, typically in reference to loans or investments. Low interest rates make borrowing cheaper, encouraging spending and investment, while high interest rates make…